Welcome to Service Finance Co. and Employee Finance Co.

We are a loan company proudly serving the Chattanooga area for over 30 years. Our staff is here to help you through your financial difficulty. We recognize that unexpected emergencies need quick and reliable solutions.

It’s easy to see why we’re the right choice:

  • Loans by phone!
  • Loans up to $1000.00.
  • Easy monthly payments.
  • We make credit starter loans.
  • If you cancel your loan within three days, we will refund all charges!
  • We make signature loans.
  • We make credit starter loans.
  • New customers are always welcome!

Our process is easy. You can apply by phone or in person. With an easy monthly payment plan, we are focused on making your experience with Service Finance Co. and Employee Finance Co. the best it can be.